5 Investment Platforms To Explore In Your 30s

By the time you’re thirty, you are supposed to be wrapping up with your partying life and looking to the future. If you have kids, you’re supposed to be looking to making plans on how you’ll sustain them as well as yourself long after you’ve retired. And that’s why you’ll need to check out the following investment platforms and choosing the right one for you.

Learn and invest in tax-advantaged accounts

Tax-advantaged accounts are perfect for people looking to retire while they are financially stable. You’ll start by checking out what your company offers and strive to max out on the match. The beautiful thing about tax-advantaged accounts is that your contributions will be deducted from your gross pay rather than your net pay.

Once you’ve done so, your next order of business would be finding a legal way to protect yourself from paying taxes from your account. One way of doing so will be focusing on a Roth IRA. The Roth IRA should save you from any tax-related deductions every time you cash into your account.

Invest in index funds as well as stocks

It goes without saying that stocks and index funds are probably the most popular investment among people in their thirties. To ward off the risk that is involved with buying stocks, you must, first of all, learn on the importance of diversity. With a diversified portfolio, or investing in different companies, you will always be on the safe side.

The good thing is that you can use your tax-advantaged accounts for the purposes of buying stock and you won’t have to worry about getting taxed at any time. But first, you’ll have to take some time to learn everything you need to about stocks and index funds.

Trading precious metals

Before you get into this kind of business, you’ll be required to carry out your research as exhaustively as you possibly can. The fact that most countries bank the value of their currency against gold and other precious metals should tell you just how much of a safety net they are in any given economy.

You can consider dealing in precious metals only when you’re fully aware of the market conditions, price fluctuations over time, the return on investment ratio and much other related stuff. Choose a metal provider who can give you a full insight of the points mentioned above. For instance, you can check out gold bars from Gold Stackers online and get all the updates relating to precious metals on their website. This will ease up the buying process for you as well as will keep you posted for the industry updates.

Make real estate investments

Most people in their thirties always make a point of buying houses for a number of reasons. One of these reasons is simply because houses appreciate with time. Investing in a house or houses can also be a brilliant idea since you can rent it out hence opening up new steam of income.

For instance, you can decide to either build or buy student hostels near a public university. But before you do that, you’ll be required to talk to a real estate expert so that you can end up purchasing a property that is suitable. You should also find a property that you can pay comfortably without having to stretch yourself way too thin.

Clear all of your debts

Though not viewed by many as an investment, it is very important that you clear all of your debts in your thirties. This is simply because these debts do add up and before you know it, they’ll be consuming well over 15% of your annual income. Therefore, by coming up with a suitable plan to get rid of these debts, you’ll end up saving that money up for something else.

Thankfully, there are quite a number of financial acumens who can help you with that. With your permission, they will also advise you on how to properly invest that 15% annual in ways that will end up multiplying your fortune.


There are plenty of ways you can invest in your thirties. But the most important thing for you to do is taking your time and study whatever means you deem fit for you. As mentioned earlier, having a heart to heart with an investment coach would end up saving you from investment blunders as well as Ponzi schemes.